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How to send and recieve money while chatting on WhatsApp

How to send and receive money via WhatsApp Pay: Sending money through WhatsApp is quite easy and one can do that just by tapping on the share file icon in the chat window.

 How to send and receive money on WhatsApp? Facebook-owned popular instant messaging app WhatsApp on Friday launched its payment services in India. WhatsApp, an in-chat feature is now available for users across the country. WhatsApp Pay is an easy to use UPI payment feature inside the messenger. It allows users to send and receive money to their contacts while chatting. It uses UPI, a payment infrastructure built by a coalition of large banks in the country, to send and receive money. 

The WhatsApp Pay feature was initially launched in India in 2018 but it got stuck in Beta mode in the absence of regulatory approvals by the authorities, who raised data security concerns. On Thursday, the National Payments Corporation of India (NPCI) granted its approval to WhatsApp to expand in a graded manner with 20 million users initially.

“Starting today, people across India will be able to send money through WhatsApp. This secure payments experience makes transferring money just as easy as sending a message,” WhatsApp said in a tweet.

How to enable WhatsApp Pay on your phone?

1. Open WhatsApp messaging app

2. Go to settings and select Payments option

3. Click Add Payment method and choose your bank

4. You will be asked to select your bank. 

5. After you have selected your bank, you will be asked to verify your mobile number. Click verify via SMS.

6. Once the verification process is completed, your WhatsApp Payments set up will be completed. You can add multiple accounts in Payment Method. To do that, repeat the process and select the banks, you have an account in.

How to use WhatsApp Pay?

The “payment” option will be visible in the share file menu. Once enabled, users can send money to their contacts by entering the payment window. The WhatsApp Pay service works on the UPI method and one doesn’t need to provide bank account details like account number and IFSC code to send or receive the money. The money can also be sent to those who are not on your contact list by scanning a QR code.

Mark Zuckerberg thanks all partners for making WhatsApp Pay in India possible

Facebook CEO Mark Zuckerberg said that India has opened a world of opportunities for micro and small businesses by creating the UPI a payment infrastructure. Zuckerberg also thanked all the people who made WhatsApp Pay possible in India.

“With UPI, India has created something truly special and is opening up a world of opportunities for micro and small businesses that are the backbone of the Indian economy. India is the first country to do anything like this. I’m glad we were able to support this effort and work together to help achieve a more digital India. I want to thank all our partners who’ve made this possible,” he said.

Celebration Dhanteras 2020 Diwali Festival Puja

How to celebrate Dhanteras at home

Dhanteras is an auspicious time to buy new property and Lakshmi Puja is performed, to worship the Goddesses of wealth and to welcome prosperity at home. We speak to two experts about the pujas and their significance.

Dhanteras is one of the most auspicious days of the year. It is believed that whatever ones buys on this day, reaps rich benefits. The word Dhanteras is derived from two words – ‘Dhan’, meaning wealth and ‘Teras’, which signifies the 13th day of the Krishna Paksh, of the lunar month Kartik. “Dhanteras is the day of incarnation of Dhanwantari, the God of health. It is said that on this day, Dhanwantari arouse from Lord Vishnu’s Samudra Manthan, or churning of the ocean, with a pot of life-giving nectar. So, one prays to Dhanawantri, the deity of health, for good health and wealth in life,”

“Dhanteras or Dhantrayodashi, which is celebrated two days before Diwali, is an auspicious time to buy property or give token money for a new house. However, ideally, one must not perform a griha pravesh on this day. People also buy gold or silver, utensils and electronic appliances, on this day, It is believed that any purchases, whether it may be gold or property, will flourish and bring prosperity, if bought on this auspicious day,”

A Dhanteras puja is performed in the evening. Along with fresh flowers and prasad, one offers wheat and various pulses. Small footprints, using vermilion, symbolising the arrival of Goddess Lakshmi, are made near the entrance of the home. “Many people also take out their gold and silver items from their lockers and clean it with honey, holy water, curd and milk. People also buy new gold or silver, on this day. Finally an aarti is performed,”

Lakshmi puja and Diwali celebrations

Diwali is one of the most important festivals in our country. It is also a day when the Goddesses of wealth is worshipped. To welcome Goddess Lakshmi, home owners clean their homes thoroughly. “It is believed that Goddess Lakshmi only enters a clean house. So, ensure that the home is free of dust, dirt, cobwebs and old and broken things, as they obstruct positive energy from entering the house. From a practical perspective, this is done, to rid the house of insects and fungus, which may have built up during the monsoons,”

Diwali is celebrated on the day of amavasya of Kartik month. As there is no moonlight on Amavasya, hence, diyas are lit to illuminate the home. Lighting of the diyas, signifies dispelling of darkness, (ignorance) and it represents knowledge, happiness and hope. For Diwali puja, the temple area should have good flow of energy and hence, should be clean. “As the sun rises from the east, one gets maximum energy in this direction. Keep all idols on the east wall of your house and face east, while worshiping. The Diwali puja is done after the sunset and the mahurat lasts for almost two hours, after sunset,”

How to do puja on Dhanteras?

A kalash, rice, kum kum, coconut and betel leaves, are all needed for the puja. Light a diya to start a puja and this diya should be kept lit overnight. The entire family should sit together for the puja. “During the puja, one worships three forms of Goddess Lakshmi – Goddess MahaLakshmi, Maha Kaali and Goddess Saraswati. People also worship Lords Kuber and Ganesha, as they represent wealth, education and peace and serenity,”

Prasad of fruits, sweets and dry fruits must be offered. Decorate the temple with fresh flowers, especially red roses and lotus. Light camphor, dhoop or incense sticks. Reciting aartis, ringing bells and chanting of mantras, are the rituals to be followed for blessings of the divine.

Vastu tips for Lakshmi Puja on Dhanteras and Diwali

  • Make sure you keep the idol of lord Ganesha on the left of Goddess Lakshmi while Goddess Saraswati is placed on the right side. All the idols should be in the sitting position.
  • Spray salt water in all the corners of your home as it absorbs negativity and purifies the atmosphere.
  • Lighting guggal dhoop is considered very auspicious during Diwali. It brings peacefulness to the environment.
  • Do not wear dark-coloured clothes for Lakshmi Puja as it is considered inauspicious.
  • Apart from laddu, offer rice kheer as prasad during this puja as it is considered very auspicious.
  • Offer lotus to Goddess Lakshmi after Diwali Puja, as it is considered very lucky for the house.

Tips to decorate the house for Diwali and Dhanteras

  • The main door is called as the Simha Dwara and it is the face of the Vastu Pursush. Hence, should be decorated well, clean and free of any obstructions.
  • Light diyas, not only near the temple but also keep them at the main door. Keep safety in mind, when placing diyas near the main door, windows or in the temple. Opt for diyas with glass covers.
  • Decorate the home with rangoli designs, with motifs like lotus, swastika, Om, etc., to welcome Goddess Lakshmi.
  • Hanging of torans at the entrance, restricts negative energies from entering the house and invites good luck and prosperity.
  • Decorate the temple with fresh flowers, like marigold, mogras and roses. On a white paper, write ‘Shubh Labh’ with Kum Kum and keep it near the Lakshmi idol or photo.


How to do Laxmi Puja on Dhanteras at home?

Keep a kalash half-filled with water (mixed with Gangajal), a betel nut, a flower, a coin and some rice grains together. After this, take a plate and bathe the idol of Lakshmi with panchamrit.

What should be done on Dhanteras?

On the night of Dhanteras, diyas (lamps) should be lit in honour of Lakshmi and Dhanvantari. Buying gold or silver articles is considered very auspicious.

Can we keep a standing Lakshmi idol at home?

It is advised to keep images of Lakshmi comfortable seated, preferably next to Saraswati, the Goddess of knowledge.